4 Ways to Make Your Tax Return Work for You

Sunday, April 26th, 2015

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Depending on what state you live in, the average IRS tax refund is between $2300 and $3300. With this kind of cash infusion, it’s tempting to thank Uncle Sam and then blow a bunch of money on entertainment. However, savvier citizens know that saving or investing your refund can turn it into a gift that keeps on giving. Below are four uses for your tax return that you won’t regret later on.

Home Improvement

Unless you pass down housing through your family, your home is an investment. When you move or pass away, you want to be able to sell it for a profit, and some relatively cheap improvements could significantly increase its market value. Spending tax return money on your handyman could financially benefit you or your family in the long run.

Insurance and Warranties

Everyone’s clumsy sometimes, and you can make smarter decisions as a consumer if you identify the valuables that you are most likely to break or lose. Extended warranties are available for everything from bikes to laptops, and spending some of your return insuring your at-risk possessions could save you big money down the road.

Bulk Purchases

Almost everything is less expensive if you buy a lot of it at once. This principle can turn your tax return into huge savings on consumer goods. Spending a few hundred on well-planned bulk purchasing of household commodities like paper towels and detergent could cut your grocery bills by around 50%.

Next Year’s Taxes

It’s the biggest bummer of any of these options, but it might be the most logical. Your tax return could easily become $2300-$3300 that you won’t have to pay out-of-pocket next time April 15 comes around. Alternately, you could put some of the money toward hiring a CPA to make next year’s taxes easier.

All four of these strategies have something in common – they turn your extra money into even bigger savings. TalkLocal can also help you with that by connecting you to an accountant to make some of those options not only savvy, but simple.

Visit TalkLocal, download our app on iPhone or Android, and email us about how you can earn a $20 Amazon Gift Card with your first booking while supplies last.

TalkLocal is Launching in Seattle, The Emerald City

Wednesday, April 22nd, 2015

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Perhaps you already heard about this on Geekwire. If not, here’s the news: TalkLocal has launched in every corner of the continental US and now we’ve arrived in the Northwest. TalkLocal is launching in Seattle, Washington.

Seattle has so many sights to see, including the Space Needle, the Seattle Central Library and the Seattle Great Wheel. Also, it’s provided much to those who have never even set foot in it. After all, where would any of us be without Starbucks?

We know how busy Seattle locals can be with so much running around to do in the city and in the beautiful Washington wilderness. That’s why we’re introducing TalkLocal: the free online concierge service that will help you save time and money looking for local service professionals. You can see exactly what we do with this quick video.

No longer will Seattle natives have to pay to read hundreds of online consumer reviews only to reach dead ends, or spend hours on the phone explaining your problem over and over again. TalkLocal does the searching for you by taking some simple information about your problem when you submit a request at www.talklocal.com or download our free app on iPhone and Android.

We’ll connect you directly by phone with up to three service professionals (and we will never share your contact information) and we guarantee they will be able to do your exact job and on your schedule.

So, Seattleites, give TalkLocal a try to find your local professional to get your job done now.

 

You Can Insure That! An Introduction to Extended Warranties

Wednesday, April 22nd, 2015

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If there’s one sure thing in life, it’s that accidents happen. You know you should buy insurance to protect the important things, like your healthcare, your car, your house, etc…but insurance can also protect you from the less-serious hassles in life, like when your past-warranty dinosaur-of-a-laptop from the Clinton presidency finally kicks the bucket. Below are some convenient types of insurance you never knew existed.

Laptop

Today, a sudden computer failure without a warranty can be more debilitating than a broken finger. Along with the loss of your files, you have to quickly cough up the dough for a replacement to avoid falling behind on work. Fortunately, a multitude of businesses can sell you extended warranties to make the transition between computers a little less stressful.

Bicycle

TV commercials have made it common knowledge that motorcycle insurance is available, but some of us like our cycles better without a motor. If you live in a high-crime area, your bicycle is an enticing target for theft. Thankfully, there’s now a thriving bicycle insurance market. Some of the big names include Velosurance and Markel.

Plumbing

Many homeowner’s insurance policies won’t cover repairs to your plumbing system, and if you live in an area with substantial temperature changes throughout the year, pipe problems can be all too common. Once again, plumbing insurance can ease these worries, and there are a variety of providers to choose from.

If any of your possessions regularly costs you hundreds of dollars in repairs or replacement costs, insurance may be a good option. However, it can’t keep your things from breaking or disappearing in the first place. When you need something replaced or repaired, check out TalkLocal’s iOS/Android app or website to get connected to service professionals near you right away.

Be Ready: 4 Smart Ways to Plan for Hurricane Season

Sunday, April 19th, 2015

Hurricane Season

Everyone loves the return of warm weather in the spring. However, for those of us on the East Coast, the rising temperatures come with something new to worry about – hurricane season starts in 6 weeks. If you live in a hurricane danger zone, it’s wise to start preparing now; readiness is the best way to ensure your safety and minimize damage to your home if a storm hits. Here are some tips to make sure you’re prepared for the worst.

Protect Yourself with Information

One of the easiest ways to stay safe during hurricane season is simply to stay well-informed of any dangers to yourself or your property. Learn the elevation level and flood-proneness of your home, and keep yourself updated on severe weather forecasts with your computer, TV, radio or smartphone.

Make an Emergency Plan

Knowing what to do in the event of a hurricane emergency can make a big difference. Make sure that you keep basic disaster supplies (water, flashlight, radio) accessible in your home. Also, make an evacuation plan with your family (set a meeting place and time) and practice it.

Hurricane-Proof Your Home

Doors, windows and other openings are the main points of failure when a building is damaged by a hurricane. Also of concern are dead or shallow-rooted trees, as well as lawn or deck fixtures that could become projectiles in strong winds. Fortunately, there’s a thriving industry of hurricane-proofing for these things. If you’re having trouble finding a hurricane-proofing contractor in your area, TalkLocal may be able to help.

Prepare for Repairs

If your home is damaged by the storm, getting everything fixed quickly is an essential part of returning to normal life. Have your local handyman’s number in your phone – if you don’t know who that is, use TalkLocal to find an available one near you.

Proper hurricane preparations start long before the storms have hit the ground but, as with all natural disasters, they can be daunting to think about. There are no shortcuts for educating yourself or keeping your family ready for an emergency, but for the pre- and post-storm housework, we’re here to help. Check out our Android/iOS apps or website to get connected to hurricane service professionals near you.

How to make your business’s website “mobile friendly”

Wednesday, April 15th, 2015

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It’s official: starting April 21st, Google will begin ranking websites in their search engine based on mobile friendliness. According to Google Trends analyst Zineb Ait Bahajji, this change in the search algorithm will affect search results more than the previous Penguin and Panda updates. With this in mind, small businesses need to start updating their web pages to make sure they’ll rank well with mobile friendliness in mind. If the website for your small business does not pass Google’s mobile friendly test, you could lose a lot of web traffic and, in the long run, business. At TalkLocal, we were ahead of the game and considered mobile friendliness an important thing for our website since day 1. Here are some tips that can help make your small business’ website mobile friendly.

Make sure your content is not wider than your screen

This is a common issue which makes many websites unfriendly for mobile devices. If the content on your website is bigger than a phone screen, this requires users to scroll left and right in order to see the whole image. To fix this, minimize your use of big text, space your images out, and make sure said images are small enough for smartphone screens.

Space out the links on your page

Links are a very important aspect of a well-designed website. The issue with links on mobile websites is when they’re too close to each other. It can be hard to click the right link with your fingers on a smartphone if they’re spaced too close to each other. Many smartphone users click links with the thumb of the same hand they are holding the phone with; keep this in mind when laying out links on your website.

Make sure the mobile viewport for your website is set

This technical issue is the main problem for 9 out of 10 mobile-unfriendly websites. The mobile viewport sets how you wish your website to appear on smartphones and, when not set, can cause your website to appear on people’s screens as big as it would on a computer monitor. If your website displays in landscape format on smartphones, that means your mobile viewport is not set. By using Responsive Design, you can eliminate this issue, and peoples phones will display your website based on their screen sizes.

Constantly keeping track of whether or not your website is optimized for Google’s continuous analytics updates can be tough. Still, increasing consumer appeal is at the heart of Google ranks so, like all of Google’s suggestions, having a mobile friendly website has its own value and is worth the effort. Of course, if you’re interested in a way to reach mobile and online consumers without relying on Google rankings, check out TalkLocal. TalkLocal ranks businesses based on their schedule, location, and job preferences, not their digital marketing budget. If you have a business and a phone, you can hear from actively searching consumers only minutes after they’ve submitted an online service request that matches your job preferences. Click here to learn more.

Warm Leads and the Three T’s

Sunday, April 12th, 2015

By Manpreet Singh

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Just about 100% of the world’s salespeople prefer following warm leads to cold calling, and it’s easy to see why. Warm calling is less stressful and has a higher conversion rate but, like everything in sales, it has its nuances. The essentials of following up with warm leads can be distilled down to three principles: responding promptly to an expression of interest, cultivating a personal relationship, and giving a trustworthy impression. There’s a catchier name for these principles: Time, Talk & Tone.

Time

Nothing kills interest like being kept waiting. Once a prospect has expressed interest, your aim is to quickly provide them with additional information that validates that interest, so have it ready. People are forgetful and easily distracted – more than a couple days’ wait and your warm lead may go cold again.

Talk

A warm lead is warm because the prospect wants to communicate with you; they want to get a sense of what you’re about and then possibly do business with you. While business calls and emails can serve as the means of communication, you can get more mileage from a more personal context. Try meeting with a warm lead in a casual setting, like a party or a coffee shop. If you can learn something about the prospect’s lifestyle and establish a personal connection with them, it will be harder for them to break off their interest in working with you.

Tone

One of the reasons sales can be difficult is because very few people enjoy being sold to; unfortunately, this applies to both warm and cold leads. However, warm calling gives you the unique opportunity to portray yourself differently. If you can show genuine concern for the issues faced by your prospect, you can give the impression of an advisor, not a salesperson, and earn the trust that comes with it.

Warm leads are a precious thing, especially if you’re used to the trial-and-error of cold calling. It’s important that you get the most out of your interested prospects, and remembering these three easy words can help you do just that. However, if your business needs a faster way to find and capitalize on warm leads, try TalkLocal to get real-time service requests from nearby consumers sent directly to your phone.

A&M Construction & Roofing, Congrats on Being TalkLocal’s Featured Business for April

Friday, April 10th, 2015

By Tiffany Watson

 

 A&M Construction & Roofing Featured Business

 A&M Construction & Roofing, owned by Mario Armendarez, is especially known for having great prices, outstanding craftsmanship, and unmatched customer service. It’s also one of the quality construction and roofing companies which routinely earns the trust and loyalty of TalkLocal users as well as consumers across the cities of Dallas and Fort Worth. So, it’s no surprise that TalkLocal selected A&M Construction & Roofing to be its Featured Business of the Month for April.

Here at TalkLocal, we like to give credit and recognition to the local small businesses who have been helping TalkLocal users since TalkLocal’s launch in late 2011. It’s quality businesses, like A&M Construction & Roofing, that are helping TalkLocal establish a nationwide brand able to connect consumers and pros in minutes.

April’s Business of the Month winner, A&M Construction & Roofing, is located in the Dallas-Fort Worth, Texas area and operates under the Golden Rule and company motto, “Treat Others As We Would Have Them Treat Us.”

Owner Mario Armendarez is extremely proud that his company maintains what he calls the “highest degree of integrity and excellence in service.” Mario is committed to saving money for his customers. So, helping them with insurance claims where possible, sometimes getting 60-70% of the construction costs covered by insurance, is just one of the ways he goes above and beyond to service his customers.

Year after year and roof after roof, the A&M Construction & Roofing company adds extra value by providing free roofing inspection and consulting, premium materials, and bilingual staff. Customers describe Mr. Amendarez’s work ethic as “phenomenal and impressive.”

One loyal customer named Karen told us that she was extremely pleased with the level of administrative support and guidance she received while handling her home repairs and filing an insurance claim. Karen reported that the “company has helped many people make it financially possible to file a claim with their insurance and does an excellent job at assisting its clients in that process. They are friendly and personable with each and every step.”

TalkLocal is excited to celebrate one of our many great local businesses, and we invite Dallas-Fort Worth area residents to check out www.RoofingChoice.com any time they’re in need. It can be Hail & Wind Storm Repair, Construction, Remodeling, Severe Weather Specialist, Tornado Specialist, and more; if it’s construction and roofing related, then A&M will take care of it.

Of course, even if you live outside of the Dallas-Fort Worth area, TalkLocal makes it easy to find great local pros, just like A&M, in over 50 service categories. So, visit talklocal.com or download the app for free on iPhone and Android.

The Languages of Sales: Our Employees on Multilingual Business

Wednesday, April 8th, 2015

By Manpreet Singh

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You’d be hard-pressed to find a more diverse office than ours. Like the country in which we’ve built our business, TalkLocal is a melting pot of different cultures, races and languages, which we have occasionally leveraged. A sales staff that isn’t constrained to English has great potential to widen your customer base, but multilingual business has its own nuances. I asked some of our team  members what makes it special.

Silvia D’Archivio (Italian): Having shared business etiquette and no language barrier helps. However, my culture tends to distrust salespeople, so you must be especially able to convince customers that your product is of high quality and is practical for them.

Amandeep Bakshi (Punjabi): Conversations with native speakers can be friendlier and require a less aggressive sales approach. Explain in the layman’s terms of your language how your product works and its benefits to the customer.

Julio Jimenez (Spanish): Speaking native Spanish in the U.S. has an intimacy to it. This can make building rapport with a customer easier, but makes it more important not to seem like a salesman or they may feel manipulated.

The common theme is clear: a multilingual sales staff can be much more familiar with customers who speak their language, and this can accelerate closings. However, staff should be careful not to abuse their common-language trustworthiness.

TalkLocal wouldn’t be what it is today without a confluence of people from different backgrounds bringing new ideas. This is the nature of the globalized society we live in – your business would do well to speak its languages.

The Entrepreneur’s Guide to Identifying Good Ideas

Sunday, April 5th, 2015

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Written By TalkLocal Co-founder, Manpreet Singh

If you run a small business, you clearly know something about identifying good ideas and implementing them. However, you can always improve this skill, as you will definitely have to use it again in your entrepreneurial career. We’ve done some research on three kinds of good ideas that business owners are constantly looking for, and written you a short guide on identifying the most innovative concepts.

Product Ideas

It’s basic economics — a good product is something that is in high demand. Luckily, estimating demand is a simple process. Do as much market research as possible, combine this information with your own experience, and then create a list of customer needs that are relevant to the idea. Are these needs important to people? Would this product satisfy them? If the answer is yes, you have a good, in-demand product idea.

Crowdsourced/Contest-Driven Ideas

Some of the most valuable business ideas come from ordinary non-business-people. Opening up your business’s creative process to the masses is risky but has potential advantages — it hinges on your ability to create a contest or forum that encourages healthy competition and/or collaboration.

Netflix set a great example of how this works to the business’s advantage when they crowd-sourced their now-famous movie recommendation algorithm. Late in the $1 million contest, rival front-runners joined forces to create the winning solution that Netflix uses to this day.

Ideas from Employees

In 2009, Professor Michael Gibbs at the University of Chicago’s Booth School of Business did an extensive study on the culture of innovation in business. His findings highlight the importance of two factors in identifying good employee ideas — experience and incentives. Professor Gibbs’ work suggests that you will get the best ideas from your workers if you reward innovators and prioritize suggestions from your most senior staff.

Your business exists today because you capitalized on a good idea at some point in the past. However, what distinguishes successful business people from the rookies is their ability to keep identifying good ideas moving forward. By thinking practically and encouraging a culture of innovation in and around your business, you’ll find that identifying the next big thing is easier than it looks.

Unscrupulous Business Practices Exposed: No April Fools Joke

Wednesday, April 1st, 2015

By Timothy Lodge

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April Fools Day is the time of the year when everyone brings out their inner jester. Your friends, coworkers, and family members are bound to be scheming their own dirty tricks and foolish pranks all so they can exploit your gullibility and have a laugh at your expense. Harmless pranksters aside, there are some tricksters out to gain far more than a chuckle at your very real and substantial expense. And, we have to be on guard against them all year around. Take a small business, for example. Many engage in unscrupulous business practices, playing dirty tricks on consumers, cheating them out of their money. No one is more familiar with the unscrupulous business practices prevalent in their industries than the honest business owner who has to compete on an unfair playing field.  That’s why we’ve reached out to our networked businesses to expose some of the dirty tricks that some of their competitors like to play on customers and, worst of all, their wallets!

Taking The Easy Way Out At The Customer’s Expense

Businesses have an interest in getting customers out of the door as quickly as possible. That may be why one computer pro, Christopher: owner of our January Business of the Month Cheaper Than A Geek, sees this problem so prevalent among his competitors. As Christopher explains, “Often our competitors, when facing a difficult virus infection, will instead take the easy way out. They WIPE OUT the operating system and reinstall Windows! This delete’s the customer’s files, settings and programs! We have heard stories of this occurring when they don’t even warn the customer what they are doing!” Perhaps Christopher’s willingness to do extra work to avoid inconveniencing his customers is why he got such an outpouring of votes and positive feedback in January. So, next time a computer pro tells you he needs to wipe out your system, consider getting a second opinion from pros like these guys in Crofton, MD.

The Lowball

Competing with businesses that operate unfairly is hard enough, but when it’s a major chain, it can be even more difficult. This time, it’s a big box store employing a dirty trick – “the lowball” which Raymond Sass of Newton, CT Handyman Connection calls what he here describes. “One of the big box stores advertises a low price for many of their services, which lures customers away from legitimate contractors who quote a fair price,” Sass explains, adding that when it comes time for the company to actually do the job, “the customer finds the lowball price was for a simple job, and many of the normally necessary parts of the job weren’t included. The job winds up costing the homeowner more than we quoted originally.” Sass’ story proves that low prices might not always get the job done, so it’s important to always confirm what’s included.

Selling Customers Things They Don’t Need

According to David Bustamante of Climate Control in Austin, TX, “an air conditioning company will pay their employees commission on any new parts or equipment they sell. The employee not being ethical, and wanting to earn more wages, will lie to the homeowner and tell them they need this new part or new piece of equipment, and the homeowner, not having any idea what is really wrong, having to trust this serviceman, and is uncomfortable, will probably agree and authorize the repairs, even though they were deceived.” This tale illustrates why it’s so important to get multiple quotes on any major repair, there’s security in numbers.

Simple Misdiagnosis Costing Customers Thousands

Of course, even an honest mistake can cost customers thousands. Another HVAC pro discussed how a technician, if not thorough, can miss a simple fix that would prevent the need for a costly replacement. “There may be a simple burnt wire, or a weak capacitor”, the pro lamented, adding that if the technician misses it, “they will condemn the compressor, which is the heart of the refrigeration system, and that can lead to thousands of dollars to repair, when in reality it could’ve of been repaired for a lot less.” Although the error may not be intentional, not such a lackluster effort to avoid a more costly repair is callous at best, and self-serving at worst. It also once again underscores the value of multiple quotes.

Brand Theft Motto

Grand Theft Auto may be financially devastating, and identity theft can ruin your credit; but, brand theft is no less unfair than either. Bill Farley of House Doctors Handyman Professionals in Arlington Texas must have established a very well-known and reputable brand to fall victim to this dirty trick. He says that “using our registered company name as though it was theirs… deceives the customer into thinking they are getting the original. It’s like having a hamburger place and calling it McDonald’s Hamburgers”. Bill’s story illustrates why consumers should research businesses before hiring them, even if they selected them based on a referral. It’s easy to be confused by similar company names or fooled by intentional knock-offs.

Thanks to all of our local businesses for delivering great service to our customers and sharing their insights here.

Have you ever had any of these dirty tricks done to you? Are you tired of shady small business practices? To protect yourself from tricks such as these you should always ask questions and do plenty of research when deciding on a contractor or small business. To get a free guide on things you should do before hiring a contractor, scroll to the bottom of this blog entry and click “Get The Guide”!